Justin A. Brownhill, Co-Founder and CEO

Justin is co-founder and chief executive officer of The Receivables Exchange. For his vision in founding the Exchange, Justin has earned accolades from major news outlets and business organizations, including Institutional Investor (as a "Top 50" financial technology disruptor for 2011 and a "Top 40" innovator for 2010), Business Insider's "Silicon Alley 100", Ernst & Young, and the American Business ("Stevie") Awards (for 2011 "Management Team of the Year").

Brownhill is a respected executive and strategic advisor to the capital markets, financial services and software sectors. Prior to founding The Receivables Exchange, Brownhill was a managing director at Citigroup's Corporate and Investment Bank, involved with Citigroup's Institutional Trading Technology, Market Structure and Exchange Strategy teams. Prior to that, he was an executive at Lava Trading, a groundbreaking global equities and foreign exchange trading technology company, where he was instrumental to its acquisition by Citigroup in 2004. Previously, he was an investment banker in the Financial Institutions practice at Donaldson, Lufkin & Jenrette (DLJ), Union Bank of Switzerland (UBS) and Salomon Brothers.

Brownhill graduated with a Bachelor of Commerce with distinction from the Faculty of Management at the University of Calgary, Canada. A swimmer at an international level, he captained his national championship varsity team. He is a founding member and former chairman of Minds Matter of NYC, Inc., a volunteer organization helping inner-city high school students expand educational horizons.

Nicolas R. Perkin, Co-Founder and President

As a former CFO and a successful entrepreneur, Nic has felt firsthand the pressures that a lack of working capital can bring to bear on a thriving business. In order to provide small and medium sized businesses with an easy and efficient way to access working capital, he co-founded The Receivables Exchange.

Prior to The Receivables Exchange, Nic was Executive Vice President at EmSense Corporation, a leading next generation media measurement company. Previously, he was Vice President of Global Business Development for Massive, Inc., which was acquired by Microsoft Corporation in May 2006. In addition, he held the position of Head of Strategic Business Development at Kestrel Technologies, a leading Wall Street developer of technology solutions for fixed income trading. He also worked in mergers and acquisitions at Veronis, Suhler & Company and Cowles Media Company and held various operations positions at The Black Book.

He holds a Master of Science in Finance from the London Business School and a Bachelor of Arts from Tulane University.

Nic also serves on the Board of Directors for the Youth Rescue Initiative, a non-profit organization that aims to teach at-risk children in the greater New Orleans area how to overcome challenges, create opportunity and achieve success. He was appointed to, and serves as Vice Chairman of, the Louisiana Innovation Council. He is also a member of the New York Weill Cornell Council (NYWCC) which serves to support patient care, medical research, and education at New York Weill Cornell Medical Center. Nic is also a member of the Board of Directors of Bideo.com, the world's first online auction house for real-time trading of exclusive news video and photos.

Pauline Appleby, Chief Operations Officer

Pauline is responsible for overseeing The Receivables Exchange's Operations Department, and for ensuring the smooth operation of all aspects of the Company's online marketplace.

Prior to joining The Receivables Exchange in 2009, Pauline held various leadership roles at Capital One in operations, finance and business support in the Banking Segment. Earlier, she was responsible for financial reporting and business analysis at Citibank. Prior to joining Citibank, Pauline served for eleven years with the New York Financial Services Practice of Price Waterhouse, where she consulted with major financial institutions on structuring complex financial transactions.

Pauline is a Certified Public Accountant and holds an MBA from Rutgers University as well as an undergraduate degree in Marketing from Southampton, England.

John W. Barton III, Executive Vice President, Chief Information Officer

John brings a deep understanding of financial analysis and operational expertise, drawing from a successful career in equity research and asset management. He is a founding member of the company and has served in numerous capacities since its inception in 2007. Most notably he was architect of The Receivables Exchange's product structure, trading platform, trade settlement systems and risk processes. John currently oversees Product Management, Technology and Decision Support departments and serves as Secretary to the Board of Directors.

Previously, he was an Investment Analyst at Partner Fund Management and Andor Capital Management, two leading global hedge funds. He is a graduate of the University of Virginia.

David Chaney, Senior Vice President and Head of Business Development

David brings to The Receivables Exchange nearly two decades of experience working with high-growth companies as a venture capitalist, strategic planner and Chief Financial Officer. He is responsible for the overall management of strategic partnerships and business development activities for small, medium and large companies.

Over the past decade David has served as a Chief Financial Officer responsible for developing and executing on strategic business plans, including raising capital and M&A, for venture-backed and privately owned enterprises.

Most recently David served as CFO of Avisena, a Miami-based revenue-cycle management company that provides fully integrated software and comprehensive support services to help physician practices increase collections, reduce costs and improve operating efficiency. In 2009 he was named by the South Florida Business Journal, as one of the "Top 40 Under 40" up-and-coming executives in the region. Prior to his operating roles, David was a venture capitalist with Constellation Ventures and Prospect Street Ventures, where he helped lead investments in 24/7 Media, K12 Inc., and Capital IQ. He began his career in New York as an analyst with JP Morgan and Union Bank of Switzerland.

David is a graduate of Harvard University, and holds the Chartered Financial Analyst designation.

Greg Kenepp, Chief Marketing Officer

Greg brings more than 20 years of technology company executive management experience to his role as Chief Marketing Officer. Prior to joining the Exchange, Greg was the Chief Marketing Officer at Intralinks, a leading provider of critical information exchange solutions , where he was responsible for helping Intralinks achieve significant year-over-year growth, and propelling Intralinks to the leading vendor in the "team collaboration software market" for five consecutive years according to Gartner Research.

Previously Greg served as a Director and as interim Chief Executive Officer and Executive Vice President of Sales and Marketing for Violin Memory, Inc., a technology start-up company and innovator in solid-state scalable memory appliances and technology and as President of IPC Command Systems, where he started a new business unit providing hardware and software command and control solutions to the government and public safety sectors. Greg also served as President and Chief Operating Officer of IPC Systems, Inc., a global provider of technology products and services for mission critical communications solutions to financial services institutions. Greg was also the Senior Vice President of Financial Services for Global Crossing.

Greg received his bachelor's degree from Clarkson University and his master's degree from Stanford University.

Christian Kennedy, Chief Technology Officer

Chris comes to The Receivables Exchange from LNS/Nevasoft, a specialty engineering group in California where he served as Chief Technology Officer. As a technology provider to Kestrel Technologies, LNS/Nevasoft supplied the technology used for the NYSE's web-based bond trading for Arca as well as Kestrel's Katalyst and Konnekt product families which provide on-line trading of fixed income securities and connectivity gateways between Bloomberg's TOMS and Kestrel's RAPTr trading systems and various electronic communications networks.

Chris brings 20 years' experience in building fixed-income electronic trading systems and 30 years' experience in building high performance distributed computing systems to the Exchange. His other interests include the fields of autonomous computing, trustability and privacy, formal methods, rational drug design and RF design.

Onzelo Markum III, Senior Vice President, Culture and Organizational Performance

Onzelo, a nationally-recognized leadership consultant, is The Receivables Exchange's Chief Talent Officer and oversees talent management strategies as well as human resources and organizational development. In this role, he is the chief architect and portfolio manager for the strategic talent development and leadership development solutions that support the company's business groups and corporate functions.

Onzelo is a dynamic, results-oriented leader with more than eighteen years of experience in the public and private sectors leading high-performance teams, including over seventeen years of distinguished service as a Texas police officer where he earned a Medal of Valor for bravery under fire.

Prior to joining The Receivables Exchange, Onzelo was an executive coach with Insperity (formerly known as Administaff) where he worked with the CEO's of some of America's most successful small and medium sized businesses to help improve workforce productivity while maximizing operational excellence. Onzelo also co-developed and facilitated Administaff's CEO Council, a peer-to-peer coaching group for Houston-area CEO's.

Onzelo holds a Bachelor of Science degree in Political Science from the University of Houston at Clear Lake and a Master of Business Administration degree from the Executive MBA Program of the Mays Business School at Texas A&M University.

Ed Millman, Chief Financial Officer

Ed is a highly regarded financial industry expert with a history of leading high volume, high transaction companies. Prior to joining The Receivables Exchange, Ed was CFO of Allconnect, where he spearheaded the development of the company's financial systems, controls and processes. Under his leadership, the company raised approximately $100 million in capital and grew to become one of the fastest growing privately held companies in the United States as measured by Inc. Magazine.

Previously, Ed served as CFO of Ticketmaster, the world's leading entertainment ticketing and marketing company, serving more than 9,000 clients worldwide. He also served as CFO of multiple business units of Advanta, one of the nation's leading issuer of credit cards specifically for the small business market, where he helped grow the company's credit card, leasing and insurance business lines. Prior to his tenure as CFO, he was Advanta's Vice President of Capital Markets. In this role he attained investment grade status for the company from all five national rating agencies. Ed has also held senior-level finance positions at J.P. Morgan and ARAMARK.

Ed is a Certified Public Accountant. He earned an MBA from the Wharton School of the University of Pennsylvania and a BS degree from Drexel University.

Dana Stetson, Chief Sales Officer

As Chief Sales Officer at The Receivables Exchange, Dana is responsible for a number of departments that are chartered with driving trading volume: SMB Sell Side Sales, Buy Side Sales, Sales & Trading, and the Referral Advisor program.

Dana brings over two decades as a proven sales leader to his role at The Receivables Exchange, with more than ten years devoted to the selling of complex solutions in the finance industry. Furthermore, Dana has extensive experience in growing start-ups from pre-revenue to organizations with 100+ employees and $25M+ in annual revenue.

Prior to joining the Exchange, Dana was responsible for the sell side equity sales organization at Lava Trading, a leading global equities and foreign exchange trading technology platform with over $40 million in annual sales. Lava Trading was acquired by Citigroup in 2004. Prior to Lava Trading, he joined dynamicsoft in 1999 as the second employee and drove revenue from the first sale through to an acquisition by Cisco Systems in 2004. Dana has also held sales leadership roles at NeXT Computers and GNP Computers. He began his sales career at IBM where he was a top producer and achieved the elite Golden Circle sales award.

He holds a Bachelors of Science in Electrical Engineering from the University of New Hampshire, and a Master of Business Administration in Marketing and Finance from Pace University.

Andrew C. Webb, Executive Vice President, Head of Corporate Finance

As head of The Receivables Exchange's Corporate Finance Department, Andrew is responsible for management, strategy, sales, product and key partnerships for The Receivables Exchange's Corporate Finance business, including the Corporate Receivables and Vendor Finance Programs, serving the Fortune 1000 and other large corporate clients.

Andrew has over 15 years of operational, strategy and business development experience in large, mid-sized and start-up financial services companies. He has been instrumental in the creation and build-out of electronic trading and clearance venues for both institutional and retail investors across equity, fixed income and derivative markets, including Direct Edge, Ipreo, NetDelta, TheMuniCenter and TradeMonster.

Prior to joining The Receivables Exchange in 2011, Andrew served as Managing Director and Chief of Staff at Knight Capital Group, a global financial services firm where he worked directly with the CEO on strategy, organizational efficiency and risk management across all of Knight's businesses. Formerly, he held the position of Head of Business Development at Knight Capital, directing M&A, investment, partnership decisions and strategy for the firm. Prior to Knight, Andrew held various business development and strategy roles at Ipreo LLC (formerly i-Deal), Merrill Lynch and NBC. Andrew began his career at Price Waterhouse LLP Corporate Finance.

Andrew has a degree in Economics from Dartmouth College.